Liability insurance for jewellers from Warrings
Liability insurance is a compulsory requirement for jewellery shops to ensure that staff, customers and other visitors to your premises are covered in the event of injury or even death. This ensures that if your business is deemed negligent following an incident where someone on your premises gets hurt, any compensation costs and legal fees will be covered by your insurer rather than you.
Running a jewellery shop carries certain risks and potential hazards. One of the main risks faced by jewellers is moving and handling stock which can be heavy, possibly leading to health problems such as back and spinal injuries.
Damaged stock can also have sharp edges which if handled incorrectly, could potentially lead to serious injury. As you will need plenty of lighting to exhibit your stock, your employees are likely to have to regularly deal with light fixtures which carries the very real risk of electrocution.
Claims following injury can prove expensive so it is vital that you have liability insurance for jewellers to ensure that if the worst should happen, the liability insurer can handle any claims made against you.
Without insurance, compensation claims made against you could prove disastrous and could even put your jewellery shop out of business. Therefore it is essential that you get the appropriate level of cover to ensure that your jewellers are fully protected.
With Warrings, your business will be protected with up £2,000,000 of public liability protection under the standard jewellery business policy. If one of your employees should make a claim against you, Warrings will provide up to £10,000,000 of cover under the employer's liability protection.
Warrings can help you choose liability insurance cover for your jewellery business. Call one of our professional insurance team today on 0844 209 0566 or request a call back by clicking the link on the left to complete the form and we will call you back at the time you specify.