Buildings insurance for jewellers

Jewellery businesses that own the commercial premises where they trade from need to consider insuring the building as well as any contents.

Buildings insurance provides protection for the fabric of a property and includes cover for a range of perils including fire, flood, storm, lightning, explosion and earthquake.

Premiums are assessed based on building construction such as materials used and type of roof. Susceptibility to flooding or subsidence are also taken into account.

Jewellery shops that fit alarms and shutters can expect to enjoy cheaper premiums. In addition, adopting risk management techniques such as stowing jewelley in a safe or installing a sprinkler system can reduce insurance costs.

While it is not a legal requirement to take out buildings insurance, protection of the commercial property owned by jewellers provides some security if damage occurs.

The actual premises where a jeweller trades is a valuable asset and it is a wise precaution to check on the variety of buildings insurance that is available.

Warrings is able to help jewellers make informed decisions about buildings insurance that is most suitable for their property. Call our expert insurance team now on 0844 209 0566 - or click on the buttons on this page to make an online enquiry or request a call back.