Specialised jeweller insurance to meet your business needs

At Warrings, we recognise that Jewellers need specialised jewellers insurance which is why we have developed insurance packages tailored to meet the specific cover needs that jewellery businesses require.

There is a wide variety of jewellery shops across the UK which range from small family-run businesses with a small team of employees to larger chains found across the country with a much larger team of employees. Warrings are able to provide jewellery shop insurance cover regardless of how big or small your business is so whether you own a well-established chain of jewellers or are looking to start up one from scratch, Warrings can provide you with insurance cover to meet your specific protection requirements.

Due to the high value precious stock that jewellery shops hold on site, normal domestic property insurance is not sufficient. The risk of 'snatch and grab' thefts and break-ins is far greater than for other types of businesses meaning that Jewellers require unique insurance cover from a broker with expertise in the trade.

Unlike other insurers, at Warrings we can offer you specialised insurance packages to meet your individual protection needs. This means that you can choose a policy which includes the cover you do need and doesn't include the cover you don't. That way you don't have to pay for anything you don't want.

Some of our clients worry that they will not be entitled to jewellery insurance because they don't hold any recognised jewellery qualifications. However underwriters are more concerned about how well you run your business and how capable you are of managing risks. The experience that you have gleaned from working in the profession is more important to us than any formal qualifications you may have gained.

No matter if you have qualifications or not, you will need to be properly insured with the appropriate levels of public liability cover. If you employ staff you are legally required to take out employer's liability protection to protect them from any harm they may incur while working for you. You may also wish to protect your business with cover for damage to stock should the stones or metal be harmed while it is being worked upon. We also provide cover to protect your stock while it is involved in any exhibits or is being worn by you, your employees or a relative.

To find the best insurance package to suit you, we search our panel of leading UK jewellers' insurers for the most competitive deals, finding quotes that meet your businesses' needs. With an extensive range of policies available you can be sure that we will find a policy to suit you.

If you are unsure of the level of cover you require, one of our team of friendly jeweller insurance advisers can help you put together a tailor-made package to suit your jewellers insurance needs.