Tailor-made insurance for jewellers to suit your business needs
Warrings provide specialised insurance solutions for retail jewellery shops and jewellery manufacturers.
We are able to offer jewellers insurance to all types and sizes of jewellery businesses. So whether you make your jewellery on site or buy it from a wholesaler, whether you are a small independent retail business or a larger chain of jewellers, Warrings can provide a commercial insurance package with a wide range of benefits and protection to suit your individual business’ requirements.
Our jewellers insurance is tailored for the individual situation but some of our covers include:
- Jewellery stock including goods entrusted to you
- Automatic increases in stock value for Christmas trading for example
- Sendings, stock taken home or lent to exhibitions or for displays in hotel showcases for instance
- Our jewellers insurance covers the wearing of jewellery stock by your staff or you or your relatives
- Damage to jewellery whilst it is being worked upon, including damage to precious stones
- The cost of changing locks due to keys to the premises being lost
- The cost of employing temporary security staff in the event of an alarm malfunction or breakdown
- Fidelity cover in cases where you have suffered a loss through the dishonesty of your staff
- Defective title cover, subject to your always taking the necessary precautions in identification
- Fixtures and fittings including display cabinets
- Property Damage including machinery, shop front, signs and tools
- Damage done to premises by thieves or vandals
- Business Interruption
- Employers' Liability
- Public Liability
- Professional indemnity cover for wrongful valuations
- Book Debts
- Terrorism
- Personal assault of you or your staff
- Buildings Insurance, in cases where you own the buildings from which you operate
- Rent payments – in the event your premises are damaged and this is not covered under your lease
If you are uncertain as to which aspects of cover you are most likely to need or what level of cover is most appropriate for your business, we can help you with general information about our products to assist you to make an informed decision about what you need. When you call Warrings, an account manager will be assigned to you who will help you create an insurance package that will meet your jewellery business’ needs.
Typically we will advise you to consider a range of insurance benefits. If you employ staff, you will be legally required to take out Employers Liability cover and as a shop open to the public, you are also legally obliged to take out Public Liability insurance. To protect your interests in the event of a fire, theft or flood, Business Contents and cover for Stock is also essential for any jewellery business.
Warrings' specialist knowledge of insurance for jewellers can help you ensure that your business obtains the right level of cover and protection for its needs within an economical and cost efficient package.
Speak to one of our professional account managers today on 0844 209 0566 or complete the online proposal form and we will be delighted to help you with your jewellers insurance requirements.
Alternatively you can download our jewellers insurance proposal form by clicking here, complete the form and fax it to us on 01243 380948.