Tailor-made insurance for jewellers to suit your business needs

At Warrings, we recognise that due to the precious stock held on site, jewellery shops have a unique set of jewellers insurance needs. Warrings are experts in providing insurance for jewellery shops. We offer tailor-made packages designed specifically for the jewellery industry available at highly competitive rates. Whether you make your jewellery on site or buy it from a wholesaler and have it delivered to you, whether you are a small business or a larger chain of jewellers, Warrings can provide a jewellers insurance package with a wide range of benefits and protection to suit your requirements.

Our jewellers insurance is tailored for the individual situation but some of our covers include:

• Jewellery stock including goods entrusted to you
• Automatic increases in stock value for Christmas trading for example
• Goods in trust (Entrustments) including sendings, stock taken home or lent to exhibitions or for displays in hotel showcases for instance
• Our jewellers insurance covers the wearing of jewellery stock by your staff or you or your relatives
• Damage to jewellery whilst it is being worked upon, including damage to precious stones
• The cost of changing locks due to keys to the premises being lost
• The cost of employing temporary security staff in the event of an alarm malfunction or breakdown
• Fidelity cover in cases where you have suffered a loss through the dishonesty of your staff
• Defective title cover, subject to your always taking the necessary precautions in identification

• Fixtures and fittings including display cabinets
• Property Damage including machinery, shop front, signs and tools
• Damage done to premises by thieves

• Business Interruption
• Employers' Liability
• Public Liability

• Professional indemnity cover for wrongful valuations
• Book Debts
• Terrorism
• Personal assault of you or your staff
• Rent payments – in the event your premises are damaged and this is not covered under your lease
  
  

If you are uncertain as to which aspects of cover you are most likely to need or what level of cover is most appropriate for your business, we can help you with general information about our products to assist you to make an informed decision about what you need. When you call Warrings, an account manager will be assigned to you who will help you create an insurance package that will meet your jewellery business’ needs.

Typically we will advise you to consider a range of insurance benefits. If you employ staff, you will be legally required to take out Employers Liability cover and as a shop open to the public, you are also legally obliged to take out Public Liability insurance. To protect your shop against fire, theft and flooding, Business Contents and Stock cover is also essential for any jewellery business. Many jewellers also want the peace of mind that their stock will be covered against any damage incurred while in transit. This could be when you are taking stock between stores or delivering it to a customer or to an exhibition.

Warrings' specialist knowledge of insurance for jewellers can help you ensure that your business obtains the right level of cover and protection for its needs within an economical and cost efficient package.

Speak to one of our professional account managers today on 0844 209 0566 or complete the online proposal form and we will be delighted to help you with your jewellers insurance requirements.

Alternatively you can download our jewellers insurance proposal form by clicking here, complete the form and fax it to us on 01243 380948.